Downsizing shouldn't mean leaving money in the drawer. Miller Hirsch helps retirees and older Australians transform decades of accumulated jewellery - from vintage brooches to broken gold chains - into cash that funds your next chapter, without the burden of sorting it all yourself.
Experience matters
You've spent months decluttering cupboards, downsizing furniture, and preparing for your move to a smaller home or retirement village. But there's one drawer you keep putting off - the jewellery box filled with decades of accumulated pieces: heavy gold chains from the 1980s you haven't worn in years, inherited brooches that aren't your style, broken earrings, and perhaps a few truly special vintage items you're not sure how to value.
The thought of sorting through it all - figuring out what's valuable, what's just sentimental, and where to even begin selling - feels overwhelming. Meanwhile, that collection represents thousands of dollars in equity sitting idle when you could be using those funds for travel, home modifications, helping grandchildren, or simply having a financial buffer in retirement.

"How do I know what's actually valuable versus what's just scrap gold? I don't want to accidentally sell a treasure for pennies."
"Will I get a fair price, or will dealers take advantage of me because I don't understand the market?"
"The insurance valuation says $15,000, but I'm being offered $4,000 - am I being ripped off?"
"I feel guilty selling my mother's jewellery or inherited pieces - does that make me a bad person?"
Don't worry, we can help!
Our solution
Miller Hirsch specializes in helping retirees downsize jewellery collections with clarity, dignity, and fairness. Unlike pawnshops that only want your scrap gold, or dealers who cherry-pick the best pieces and leave you with the rest, we assess your entire collection - sorting the premium vintage items from the resaleable pieces and the scrap gold - and provide transparent, itemised valuations so you understand exactly what you have and what it's worth.
No need to spend hours trying to figure out what's valuable. Bring your jewellery box, safety deposit box contents, or inherited estate pieces to our Rose Bay office. We sort everything into categories: scrap gold (broken chains, single earrings), resaleable pieces (good condition items), and premium collectables (antique, signed designer, or high-value diamonds).
Using professional equipment - electronic gold testers, precision scales, loupes, and diamond testers - we evaluate each category in front of you. You'll see exactly how we test gold purity, weigh items, assess diamond quality using the 4 Cs, and identify valuable vintage or signed pieces that command premium prices beyond scrap value.
We explain why your insurance valuation (replacement cost) differs from resale market value, so offers never feel like a shock. You'll understand the difference between scrap gold rates, resaleable item pricing, and premium values for antique or designer pieces - giving you realistic expectations and confidence in our offer.
You receive itemized offers: one price for the scrap gold pile, individual offers for premium pieces, and a fair rate for resaleable items. You choose what to sell - everything at once for convenience, or just select pieces. Payment is immediate via bank transfer, with full documentation and cooling-off protections.
Turn decades of unworn jewellery into usable funds - without spending weeks trying to sell items yourself online or visiting multiple dealers.
Avoid leaving your family the burden of sorting and selling your collection after you're gone - embrace the Swedish Death Cleaning philosophy with professional support.
Protection from being undervalued: we recognize when antique Art Deco pieces, signed designer items, or vintage jewellery deserve premium pricing beyond scrap gold rates.
One appointment handles everything - from broken gold chains to your grandmother's Victorian brooch - with transparency, respect, and fair market pricing.
WHy choose Miller Hirsch
Absolute transparency: testing and valuations are conducted in front of you, with clear explanations of how every figure is calculated.
Respect and confidentiality: specially attuned to divorce, estate, and financial‑transition situations, with a no‑judgement, pressure‑free environment.
Fair, market‑aligned offers: grounded in real wholesale and secondary‑market pricing, not retail illusions or opportunistic low‑balling.
Same‑day payments and full documentation, including receipts and cooling‑off protections, so you remain legally and financially protected.
We have the expertise and equipment to assess your jewellery on the spot - giving you peace of mind and full transparency.
Fully licensed and insured - we have a reputation built on integrity, experience, and a history of successful outcomes.
If you choose to sell to us we can arrange to have payment made into your nominated bank account on the same day.
We start by sorting your collection into three categories: scrap gold (broken, plain, or outdated pieces valued by metal weight), resaleable items (good condition pieces with design or wearability value), and premium pieces (antique, signed designer brands like Cartier or Tiffany, or high-quality diamonds over 1 carat). Each category is priced differently. Scrap gold is valued by current market rates per gram based on karat purity. Resaleable items may get a premium above scrap for their design. Premium pieces are assessed based on rarity, brand, craftsmanship, and collector demand. You receive an itemized breakdown so you see exactly how we arrived at each figure - no mystery bulk offers.
Insurance valuations reflect "retail replacement value" - what it would cost to walk into a high-end store today and buy a brand-new equivalent, including manufacturing costs, retail markup (often 200-300%), GST, marketing, and showroom overheads. When you sell on the secondary market, buyers pay for the intrinsic value of the materials (gold weight, diamond quality) plus resale potential - not the original retail experience. This is why resale offers are typically 20-50% of retail price. It's not a rip-off; it's the difference between buying new from a store versus selling used. We explain this clearly so the gap makes sense and you can evaluate offers from any buyer with realistic expectations.
Absolutely, and you're not alone in feeling conflicted. Many of our clients wrestle with guilt, but consider this: jewellery is meant to be worn and enjoyed, not sit in a dark drawer for decades. If a piece doesn't suit your style, is damaged, or simply isn't something you'll ever wear, its sentimental value is theoretical. Selling it doesn't erase the memory of your loved one - it transforms a static object into something useful: funds for a holiday with your grandchildren, home modifications, or financial security in retirement. Many clients embrace "Swedish Death Cleaning" - clearing items now so their own children aren't burdened with sorting later. You can also offer pieces to family first; if they decline, you can sell with a clear conscience knowing you gave them the option.
For most items, no - and it can actually cost you money unnecessarily. If you're selling standard gold chains or rings primarily for gold weight, paying $100+ for a written valuation often exceeds any benefit. However, for high-value diamonds over 1 carat without paperwork, antique pieces from specific eras (Art Deco, Victorian), or signed designer items (Cartier, Tiffany), having independent certification or a grading report can help you negotiate better offers. That said, we have qualified gemmologists on staff who can assess these items accurately. If you're unsure, bring everything to us first - we'll tell you honestly if an independent valuation would benefit you or if it's unnecessary.
Yes, and here's why bulk actually works in your favour: professional buyers value volume because it saves administrative time. If you have 200 grams of gold versus 5 grams, you have negotiating power. We can offer better per-gram rates on larger quantities. Additionally, by selling your entire collection to one buyer, you avoid the "cherry-picking" trap where dealers only want your best pieces and refuse the rest, leaving you stuck with hard-to-sell leftovers. Our approach: we give you itemized pricing so you see exactly what each category is worth. If you feel our offer on a premium piece is too low, you're free to pull that item out and sell it elsewhere while we buy the rest - total transparency.
Broken jewellery is absolutely worth selling - and many clients are pleasantly surprised by how much it's worth. When you sell broken chains, single earrings, or damaged rings, we're buying the intrinsic value of the precious metal. Condition is irrelevant because we're assessing it for scrap value, meaning a gold chain snapped in three places is worth exactly the same as a pristine chain of the same weight and karat. That chunky 1980s sovereign ring you'd never wear? It's likely high-karat gold with significant cash value. Don't repair items before selling - the repair cost usually exceeds any value gain. Bring everything as-is; we see past the damage and pay you for the metal and any salvageable stones.
Book a no-obligation appointment at our Rose Bay office. Bring your entire jewellery collection - from broken gold to precious heirlooms - and we'll sort, assess, and provide transparent valuations for everything in one visit. No pressure, no cherry-picking, just honest expertise and fair market pricing.

Our mission is to provide a superb, respectful, and transparent experience that delivers relief, satisfaction, consonance, and happiness to every client
Navigation
ABN 44 691 903 616
Second Hand Dealers Licence No: 2PS30288
Address
1/795 New South Head Road
Rose Bay NSW 2029
Phone: (02) 9053 6755
Email: [email protected]
© 2026 Miller Hirsch - All Rights Reserved.
Contact
FAQ
Privacy Policy